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Loan Program

Investor Loans

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Is an investor loan right for you?

Looking to grow your real estate portfolio? An investor loan can help you purchase or refinance income-producing properties. It’s designed for those investing in rentals, vacation homes, or multi-unit buildings.

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Investor Loans
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Benefits of an investor loan

  • No Occupancy Requirement: Buy properties you don’t plan to live in.
  • Flexible Property Types: Finance single-family homes, condos, or multi-units.
  • Competitive Loan Terms: Choose from fixed or adjustable options to match your strategy.
  • Rental Income Considered: Qualify based on expected rental income.

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Investor loan eligibility requirements

  • A good credit score (typically 680 or higher)
  • Proof of rental income or lease agreements
  • Down payment of 15–25% depending on property type
  • Reserves to cover several months of mortgage payments

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Investor Loan
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Get started by using one of our FREE tools!

Get started by using one of our FREE tools!

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Construction-to-Permanent

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Investor Loans

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Jumbo

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Renovation

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USDA

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Check out our other mortgage calculators

Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

Affordability Calculator

Assess how much home you can afford based on your income, expenses, and desired down payment.

Early Payoff Calculator

See how making extra payments can help you pay off your mortgage faster and save on interest.

Rent vs Buy Calculator

Compare the costs of renting versus buying a home to determine the best financial decision for your situation.

Seller Net Profit Calculator

See how much you could make from your home sale with our Seller Net Profit Calculator.

Rate Buydown Calculator

Check out how much you can save with a seller-paid rate buydown.

HELOC Calculator

Estimate your credit limit and monthly payments with our HELOC Calculator!

Mortgage Comparison Calculator

Compare different mortgage options side by side to find the best fit for your financial needs.

Refinance Comparison Calculator

Evaluate the potential savings and costs associated with refinancing your existing mortgage.

DSCR Investor Calculator

See what your investor ratio is with our DSCR calculator.

Adjustable Rate Mortgage Calculator

Determine your potential monthly payments and interest costs for an adjustable-rate mortgage over time.

VA Calculator

Estimate your monthly payments and total costs for a loan backed by the Department of Veterans Affairs.

Jumbo Calculator

Calculate your monthly payments and total costs for a jumbo mortgage that exceeds conforming loan limits.

FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

203k Renovation Calculator

Analyze your debt service coverage ratio to evaluate the profitability of an investment property.

General Mortgage Payment Calculator

See what your monthly payment could be with our general repayment mortgage calculator.